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How do I calculate my Fido Score?

Your Fido Score is a tool that helps you unlock larger credit limits and improved credit terms with Fido. Your Fido Score is for your personal use only, and we will never share it with any third party without your consent.

How to Calculate Your Fido Score

Follow these simple steps to calculate your Fido Score:

  1. Select “Calculate Now” after completing verification.
  2. Select “Grant Permissions” and allow the app to access your location, contacts, phone, SMS, photos, and media. These permissions help us assess your creditworthiness and provide the best possible credit options.
  3. Next, provide your personal details to complete the process. Complete the Know Your Customer (KYC) verification to finalize your Fido Score calculation.

Rest assured that your Score will be calculated within few minutes.  After your score is displayed, you have the option to learn How can I improve my Fido Score? by selecting “Learn more,” or you can select “Start using Fido” to proceed to apply for credit.

Actions that negatively affect your Fido Score

Your Fido Score can be affected by the following:

  1. Late or Missed Payments: Missing your credit payment deadlines has a negative impact on your Fido Score. 
  2. Defaulting on credit: Failing to make payments for an extended period, leading to credit default, negatively impacts your Fido Score.
  3. Inconsistent Payment History: Changes between paying on time and missing payments can affect your Fido Score negatively.

How to check and monitor your Fido Score

At Fido, we believe in transparency. You can check your Fido Score in the Fido app at any time. To see your Fido Score, login and scroll down to the Fido Score section on the Home Page to see your score. We update your score regularly based on your financial activity and credit repayment behavior. Keep an eye on your score and take control of your credit journey. With responsible borrowing and timely payments, you can grow your Fido Score and enjoy even better credit offers with Fido. 

If you are still not successful after several attempts, please contact Fido Customer Support.

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