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Guide: Accepting Credit Terms

Credit processing screen

After successfully submitting your credit request, you will see the processing screen. This should only take a moment, usually less than 2 minutes.

Credit Pre-agreement

After your personal credit line is approved, you will be presented with a credit pre-agreement for your review. This document will include important details such as:

  • Expected Disbursement: The date you are expected to receive your approved credit. This is usually the same day you submitted your application.
  • Fido ID: A unique 9-digit number assigned to identify you as a Fido customer.
  • Finance Charge: The total cost of your credit, including interest and fees, to be paid on your repayment date.
  • Repayment Schedule: The due date for repayment and the total amount to be paid.

You will also have access to links for the Credit Agreement and Terms of Service for further details.

Find out more about Adding Payment Methods.

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