Once you’ve fully repaid your outstanding balance, your next credit request will be reviewed instantly by Fido’s system. However, in some cases, based on our credit approval policy, you may need to wait until your scheduled due date before borrowing again.
At Fido, all credit applications are assessed automatically by our system. This means your approval depends on your overall financial habits, including:
- Paying on time
- Borrowing responsibly
- Keeping your account details up to date
If you’re unable to draw credit right after repayment, here are a few things to check:
- Pending Payments: Ensure your payment has been fully processed. Some transactions may take a short time to reflect.
- Outstanding Fees or Balances: Even small unpaid amounts could affect your ability to borrow again.
- Credit Approval Policy: Occasionally, specific account factors may require you to wait until your due date before reapplying.
If you’re still unable to access credit, check your Fido account for details or contact us for assistance. We’re happy to help!