Fido Scores range between 0 and 800, split into the following brackets:
| Score | Interpretation |
| 0-250 | Bad |
| 251-500 | Fair |
| 501-660 | Good |
| 661-800 | Excellent |
An initial Fido Score which varies per user is assigned after you apply for your first loan. By providing additional financial and personal information you can improve your Fido Score and unlock large loan amounts and improved loan terms (e.g. lower interest rates).