Your credit limit with Fido depends on your eligibility and repayment history and it can grow over time.
As a first-time customer, you can access up to GHS 290. By repaying your credit on or before the due date and maintaining a strong repayment record, you may qualify for higher limits up to GHS 6,800.
For customers who need bigger amounts and qualify, you can tap “Want More Money” in the Fido App to access up to GHS 8,200.
Additional Requirements for “Want More Money”
If you choose the “Want More Money” option, you will be required to submit:
- Your MTN MoMo statement, and
- Any additional supporting documents requested in the app.
These documents help us review your request properly and determine your eligibility for a higher credit amount.
Approval is based on your eligibility at the time of request and is determined automatically by our system.
To check your current available limit at any time, simply log in to the Fido App. Your credit limit is displayed on the left side of the home screen, tap on “Draw Now” to apply.
The best way to increase your credit access is simple: repay on time and use your credit responsibly. The more consistent you are, the more financial flexibility you can unlock with Fido.