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How to Repay Your Default Credit with Fido

At Fido, we believe in second chances and want to make it easy for you to clear your outstanding balance and rebuild your credit standing. If you have a default credit, the amount you owe is now clearly displayed in your Fido app. You can repay directly through the app in just a few steps.

Step-by-Step: How to Repay Your Default Credit

  1. Get ready to make your repayment
    • Ensure you are on the latest version of the Fido app.
    • Log in to the Fido app (using your Login credentials)
    • Select the "Repay Now" button.
  2. Check your outstanding balance
    • Your total outstanding amount will be displayed to you. Review the details carefully before continuing the process
  3. Make your repayment
    • You can easily repay part or the full outstanding balance directly on the app 
  4. Receive confirmation
    • Once your payment is received and processed, you’ll receive an SMS confirming your  payment was successful

Why You Should Repay Your Default Credit

Paying off your outstanding balance helps you:

  • Improve your credit standing with Fido and other lenders.
  • Rebuild trust and become eligible for future Fido credit.
  • Take control of your financial journey and strengthen your credit history.


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