Applying for Personal Credit

Why get personal credit from Fido?
FAST - Get approved within minutes CONVENIENT - Apply from the App anytime, anywhere EASY - No application fees, No collateral,  No guarantors TRANSPARE...
What are the requirements for applying for personal credit with Fido?
You must be a Ghanaian living in Ghana. You must be at least 18 years old. Have an active mobile money wallet, registered in your name. Have a valid Gha...
How do I apply for personal credit with Fido?
To apply for personal credit with Fido, kindly follow these steps: Register Install the Fido App from the Google Play Store and Apple App Store using thi...
How long will it take to approve my personal credit?
Approval usually takes a few minutes at most after you complete and submit your credit request. Pay attention to the feedback you receive in the app after s...
What is the maximum credit amount I can access from Fido?
As a first-time customer, you have the opportunity to secure a credit limit of up to 200 GHS. By consistently making timely payments and strengthening your ...
What are the fees and interest rates charged on personal credit with Fido?
Fido maintains a highly transparent fee structure, allowing users to fully review terms within the Fido App prior to submitting a credit application. This w...
What is an installment Credit?
Installment crdit lines are a way to make repaying larger credit limits easier for some Fido customers. Customers eligible for installment credit lines will...
How soon can I draw from my credit line after repaying the current one??
You can draw another credit as soon as you fully repay your currently outstanding credit balance. Very rarely, based on our credit approval policy, some cus...
My credit application was not approved, what can I do?
We are sorry if your credit request did not meet our approval criteria. This is usually not your fault and mostly because we do not have enough information ...
My credit application was approved! What do I do next?
Congratulations on receiving your personal credit request! This is a great opportunity to build a good relationship with Fido by paying off your credit on t...