Applying for Credit :

Why get credit from Fido?

At Fido, we believe getting credit should be fast, easy, and transparent, no long paperwork, no hidden fees, and no waiting around. Here’s why you should choose Fido for all your financial needs. FAST: Receive your money within minutes: No delays, no unnecessary steps. Apply and get your fund...

What are the requirements for applying for credit with Fido?

Applying for credit with Fido is quick and straightforward. To get started, make sure you meet the requirements below: Basic eligibility You must be 18 years or older. You must be Ghanaian living in Ghana. What you’ll need A valid Ghana Card (GHA format or Citizenship Ghana Card). An ac...

How do I apply for credit with Fido?

Applying for credit with Fido is simple, fast, and fully digital. You can complete everything directly in the Fido App in just a few steps. Here’s how to get started: Register Install the Fido App from the Google Play Store or Apple App Store using this link: DOWNLOAD. Register your Fido Acc...

How long will it take to approve my credit?

At Fido, we understand that timing is important. That’s why we’ve designed our process to be fast and convenient. Once you complete your credit application in the Fido App and submit all required information correctly, your application is typically reviewed within minutes. Make sure to follow ...

What is the maximum credit amount I can access from Fido?

Your credit limit with Fido depends on your eligibility and repayment history and it can grow over time. As a first-time customer, you can access up to GHS 290. By repaying your credit on or before the due date and maintaining a strong repayment record, you may qualify for higher limits up to ...

What are the fees and interest rates charged on credit with Fido?

At Fido, we believe in full transparency when it comes to fees and interest rates. Before applying for credit, you can review all applicable charges in the Fido App, helping you make an informed financial decision. How Interest Rates Work Fido's interest rate is determined based on the num...

What is an installment Credit?

Installment Credit makes repaying larger credit limits easier for Fido customers by allowing them to spread repayments over multiple months instead of making a single payment within one month. Customers who qualify for installment credit will see this option in the Fido app, where they can choos...

How soon can I draw from my credit line after repayment?

Once you’ve fully repaid your outstanding balance, your next credit request will be reviewed instantly by Fido’s system. However, in some cases, based on our credit approval policy, you may need to wait until your scheduled due date before borrowing again. At Fido, all credit applications are a...

My credit application was not approved, what can I do?

We understand that not getting approved can be disappointing, but don’t worry, this doesn’t mean you can’t get credit in the future. In most cases, your request was not approved because we don’t have enough information to make a decision. What Can You Do? Check your feedback in the Fido App: ...

My credit was approved. What should I do next?

Congratulations on receiving your credit request. Confirm the details in the Fido App. Repay on or before your due date Paying on time helps you build a strong repayment history. Why paying on time matters When you repay your credit on time, you: Improve your Fido Score Increase your chan...